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Annual Cost Estimator

Estimate Your Total Out-of-Pocket Costs

Use this tool to help estimate your total out-of-pocket costs for the year when using a medical plan.

  • It applies a plan’s coverage rules to many common care services.
  • ​You can even compare results with a different plan!

By clicking the Get Started button, you agree to the terms and limitations of the Annual Cost Estimator. See full terms and limitations.

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About the Annual Cost Estimator

The Annual Cost Estimator provides general estimates and may not reflect your actual out-of-pocket costs. Your actual costs and use of medical services may differ from the statistical averages and expected service frequencies used in the tool. Your actual costs at time of service will be determined and governed by the terms of the health plan coverage that you enroll in.

See full terms and limitations.

If you need assistance using the Annual Cost Estimator please call a Kaiser Permanente advisor, Monday through Friday, 7:00 a.m. to 6:00 p.m. Pacific time, except major holidays.